*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #0077B6;--secondary: #00B4D8;--accent: #FF6B6B;--light: #90E0EF;--sand: #F8F9FA;--dark: #023E8A;--text: #1a1a2e;--text-muted: #5a6475;--white: #ffffff;--shadow: 0 4px 20px rgba(0,119,182,.12);--shadow-lg: 0 8px 40px rgba(0,119,182,.2);--radius: 16px;--radius-sm: 8px;--font-heading: "Playfair Display", Georgia, serif;--font-body: "Open Sans", system-ui, sans-serif;--transition: .3s ease}html{scroll-behavior:smooth}body{font-family:var(--font-body);color:var(--text);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:var(--font-heading);line-height:1.2}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;padding:1.2rem 0;transition:background var(--transition),box-shadow var(--transition),padding var(--transition)}.navbar.scrolled{background:#023e8af7;backdrop-filter:blur(12px);box-shadow:0 2px 20px #0003;padding:.75rem 0}.nav-container{max-width:1200px;margin:0 auto;padding:0 1.5rem;display:flex;align-items:center;justify-content:space-between}.nav-logo{display:flex;align-items:center;gap:.5rem;color:var(--white);font-family:var(--font-heading);font-size:1.4rem;font-weight:700}.logo-icon{font-size:1.6rem}.nav-links{display:flex;list-style:none;gap:2rem;align-items:center}.nav-links a{color:#ffffffe6;font-size:.88rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;transition:color var(--transition);position:relative}.nav-links a:after{content:"";position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--accent);transition:width var(--transition)}.nav-links a:hover{color:var(--light)}.nav-links a:hover:after{width:100%}.nav-links .nav-cta{background:var(--accent);color:var(--white);padding:.45rem 1.1rem;border-radius:50px;transition:background var(--transition),transform var(--transition)}.nav-links .nav-cta:after{display:none}.nav-links .nav-cta:hover{background:#e55a5a;transform:translateY(-1px);color:var(--white)}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:.4rem}.nav-toggle span{display:block;width:24px;height:2px;background:var(--white);border-radius:2px;transition:transform var(--transition),opacity var(--transition)}.nav-toggle.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav-toggle.active span:nth-child(2){opacity:0}.nav-toggle.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}@media (max-width: 768px){.nav-toggle{display:flex}.nav-links{position:absolute;top:100%;left:0;right:0;background:#023e8afa;flex-direction:column;gap:0;max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s ease}.nav-links.open{max-height:400px;padding:1rem 0}.nav-links li{width:100%;text-align:center}.nav-links a{display:block;padding:.75rem 1.5rem}.nav-links .nav-cta{margin:.5rem 1.5rem;display:inline-block}}section{padding:5rem 1.5rem}.section-container{max-width:1200px;margin:0 auto}.section-badge{display:inline-block;background:#00b4d81a;color:var(--primary);font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:.35rem 1rem;border-radius:50px;margin-bottom:1rem;border:1px solid rgba(0,119,182,.2)}.section-title{font-size:clamp(1.8rem,4vw,2.8rem);color:var(--dark);margin-bottom:1rem}.section-subtitle{font-size:1.05rem;color:var(--text-muted);max-width:640px;line-height:1.75}.section-header{margin-bottom:3rem}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.75rem}.card{background:var(--white);border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow);border:1px solid rgba(0,119,182,.08);transition:transform var(--transition),box-shadow var(--transition)}.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}.card-icon{font-size:2.4rem;margin-bottom:1rem;display:block}.card-title{font-family:var(--font-heading);font-size:1.2rem;color:var(--dark);margin-bottom:.6rem}.card-text{font-size:.95rem;color:var(--text-muted);line-height:1.65}.footer{background:var(--dark);color:#fffc;padding:3rem 1.5rem 2rem;text-align:center}.footer-container{max-width:800px;margin:0 auto;display:flex;flex-direction:column;align-items:center;gap:1.1rem}.footer-brand{display:flex;align-items:center;gap:.5rem;font-family:var(--font-heading);font-size:1.4rem;color:var(--white);font-weight:700}.footer-desc{font-size:.95rem;opacity:.7;max-width:400px}.footer-links{display:flex;flex-wrap:wrap;gap:1.5rem;justify-content:center}.footer-links a{font-size:.82rem;color:#fff9;text-transform:uppercase;letter-spacing:.06em;font-weight:600;transition:color var(--transition)}.footer-links a:hover{color:var(--light)}.footer-copy{font-size:.8rem;opacity:.5;margin-top:.5rem;border-top:1px solid rgba(255,255,255,.1);padding-top:1.25rem;width:100%}